Services

Rate & Term Refinances

Mortgage rates and terms fluctuate depending upon the economy and market conditions. If you bought your home ten years ago and rates were higher, you could save money and the loan pay-off time through refinancing. A rate and term refi enables you to change the terms of your existing mortgage and change them with terms that are more favorable to you.

You will receive a new loan, pay off your current mortgage, and begin making payments toward the newly refinanced loan. However, just because mortgage rates are lower doesn’t necessarily mean you should make a move. There are many factors involved, and having the counsel of an experienced advisor can save time and money.

At Myers Capital, we monitor refi rates and terms daily. We know what the market is currently delivering and trends that might be favorable or unfavorable to our clients considering refinancing.
Today’s Mortgage Rate

15 Year Fixed Rate  $250,000  30 Day Lock

Rate: 2.125%
APR: 2.355%
Today’s Mortgage Rate

30 Year Fixed Rate  $250,000  30 Day Lock

Rate: 2.500%
APR: 2.642%
Today’s Mortgage Rate

7-1 ARM Libor 5-2-5  $250,000  30 Day Lock

Rate: 2.750%
APR: 3.197%

Licensing
Myers Capital Hawaii, LLC, is a licensed mortgage lender, an Equal Housing Lender, and holds the following licenses, and related DBA (doing business as) names: Hawaii–DBA Myers Capital Hawaii, 1662480; California-DBA Myers Capital, Licensed by DFPI under the California Residential Mortgage Lending Act, California Finance Lender License 60DBO-152146; Idaho–DBA Myers Capital, Idaho Mortgage Broker Lender License MBL-2081662480; Virginia–DBA Myers Capital Virginia, Lender License and Broker License MC-7394; Washington–DBA Myers Capital, Washington Consumer Loan Company License CL-1662480.

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