Why Choose Us

We Listen To Our Clients

At Myers Capital, we take a different approach to mortgage services. We don’t believe in a “one size fits all” approach for our clients. Other firms offer rates and packages, we offer full transparency and competitive rates through “live pricing.” We begin by listening, we want to get to know you and find out precisely what you want and need. For over 20 years, our family-owned firm has been listening to clients and providing competitive mortgage service solutions throughout the country.

We Lend in 48 States

We provide mortgage lending and real estate advisory services to consumers and investors throughout the country.

Hawaii

Virginia

Idaho

Washington

South Carolina

Numerous Loan Programs

Home Purchases

We specialize in high-quality loan requests through live pricing, which allows us to offer rates .250%-.500% lower than other lenders.

Rate & Term Refinances

A rate and term refi enables you to change the terms of your existing mortgage and change them with terms that are more favorable to you.

Home Equity Loans

A home equity loan lets you borrow money against the equity in your home. Your home equity is the value of your home, minus the amount of the outstanding mortgage.

Additional Services

As part of our home lending service, we offer Mortgage Financial Planning and counseling services.

Our Mortgage Rates*

We offer mortgage rates that are frequently 0.25% to 0.50% lower than banks and other lending institutions, helping you obtain a loan at the best rate and costs.

15 Year Fixed Rate

Rate: 5.625%
APR: 6.111%

30 Year Fixed Rate

Rate: 6.250%
APR: 6.556%

VA 30 Year Fixed Rate

Rate: 5.750%
APR: 6.036%

*Rates as of 12/8/2023 and can change without notice. Maximum loan amount (one-unit properties) varies by county from $726,200 to $1,089,300. Requires 25% down payment. $300,000 15 yr fixed-rate loan at 5.625%, the monthly principal and interest payment would be $2,471.20. $300,000 30 yr ﬁxed-rate loan at 6.250% the monthly principal and interest payment would be $1,847.15. $300,000 VA 30 yr ﬁxed-rate loan at 5.750%, the monthly principal and interest payment would be $1,750.72. APR assumes veteran is exempt from VA funding fee. Your actual payment obligation will be greater. Does not include additional costs such as taxes and insurance premiums. All mortgage products, rates, terms and conditions are subject to credit and property approval. This is not a commitment to lend or extend credit. Requirements and restrictions apply. Not intended for Washington consumers. NMLS 1662480.

Specialized Investment Property Financing

Besides consumers, we provide a wide range of loan programs for new and seasoned investors.

-Rental Property
-Fix and Flip
-Rehab Financing
-New Construction
-Debt Service Coverage Ratio
-No Doc No Ratio
-Bank Statement
-Asset Depletion
-Foreign Investor Financing
-100% Down Payment Assistance FHA Financing
-Multifamily Properties – 5 to 250 units
-Commercial Real Estate including Bridge Loans
-Condotels

Learn More

Subtitle

We are Client-Motivated
with a Proven Track Record

Established in 1998, Myers Capital is a relationship-based company offering expert mortgage guidance to help borrowers meet their real estate financing needs combined with an outstanding customer experience. We have built our reputation on providing custom loan programs and personalized service for client success and satisfaction.

Our core values are centered around being a family-focused company. You are a priority – with phone calls, emails and texts that are personally answered. Quotas are not how we operate; in turn, this allows us to advise you with full transparency and no “high pressure” sales tactics.

Testimonials

Some of Our Happy Clients

Ryan was amazing to work with when we refinanced our home! He spent so much time making sure we understood the best route to take and ensured we got the best rate. He made sure we understood all our options. We highly recommended him and Myers Capital!

L.M.

Myers Capital has been superb in every mortgage they have handled for my wife and me. Therefore, once I started my own real estate business, I did not hesitate to add them to my preferred lender list. . . I would recommend giving Myers Capital a chance for any of your mortgage needs.

Billy H.

“Me and my husband worked with Ryan and Jessie from Myers Capital and would absolutely recommend them! We refinanced the mortgage on our home and the service we received was above and beyond expectations. Ryan took the time to make sure we understood everything and answered every question we had; it made the entire process incredibly easy. Jessie has great customer service and makes sure all the paperwork is sent to meet every deadline. We can not thank them enough for all their help!”

Fernanda F.

Ryan H.

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Want to Work with Us?

We would love to chat with you about your options for a purchase or refinance. Contact us today and get a free mortgage evaluation!