Home Purchases

Purchasing a primary residence, vacation, or investment property is one of the most important financial decisions we make in life. Having an intentional personal plan involves more than just securing a low rate. You may be able to find a low rate online, but the terms regarding points and closing costs may be costlier in the end.

Our role is to do the heavy lifting for our clients and design the best plan we can for favorable outcomes depending upon their circumstances. We leverage relationships within our respected network in the industry to develop the best purchase plan possible. We do not receive commissions or endorsement earnings, but we know where to start the search process and offer guidance that has proved successful for over 20 years.
Whether you are a first-time homebuyer, veteran real estate investor, or someone who wants to leverage the equity in their home for renovations or debt consolidation, we can help. We specialize in high-quality loan requests through live pricing, which allows us to offer rates .250%-.500% lower than other lenders. Contact us today to discuss how it works and see with full transparency how much we can save you compared to typical mortgage lenders. There is no charge for this service! Whether you are considering a conventional, VA, or FHA loan, we have experience in all of them.

Today's Mortgage Rates

15 Year Fixed Rate
Rate: 4.625%
APR: 5.171%
30 Year Fixed Rate
Rate: 5.320%
APR: 5.674%
15 Year
Fixed-Rate Home Equity

Rate: 4.875%
APR: 5.455%
VA 30 Year Fixed Rate
Rate: 4.875%
APR: 5.152%

*Rates as of 3/20/23 and can change without notice. Maximum loan amount (one-unit properties) varies by county from $726,200 to $1,089,300. Requires 25% down payment. $300,000 15 yr fixed-rate loan at 4.625%, the monthly principal and interest payment would be $2,314.19. $300,000 30 yr fixed-rate loan at 5.320% the monthly principal and interest payment would be $1,669.64. $300,000 15 yr fixed-rate home equity loan at 4.875%, the monthly principal and interest payment would be $2,352.89. $500,000 VA 30 yr fixed-rate loan at 4.875%, the monthly principal and interest payment would be $2,646.04. APR assumes veteran is exempt from VA funding fee. Your actual payment obligation will be greater. Does not include additional costs such as taxes and insurance premiums. All mortgage products, rates, terms and conditions are subject to credit and property approval. This is not a commitment to lend or extend credit. Requirements and restrictions apply. Not intended for Washington consumers. NMLS 1662480

Myers Capital Hawaii, LLC, is a licensed mortgage lender, an Equal Housing Lender, and holds the following licenses, and related DBA (doing business as) names: Hawaii–DBA Myers Capital Hawaii, 1662480; California-DBA Myers Capital, Licensed by DFPI under the California Residential Mortgage Lending Act, California Finance Lender License 60DBO-152146; Idaho–DBA Myers Capital, Idaho Mortgage Broker Lender License MBL-2081662480; Virginia–DBA Myers Capital Virginia, Lender License and Broker License MC-7394; Washington–DBA Myers Capital, Washington Consumer Loan Company License CL-1662480.

Copyright 2023 Myers Capital. All Rights Reserved.

WebSpeak Media – Digital Partner